Credit Awareness

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Credit Awareness

Being educated on credit issues, credit rights and credit management will prove to be valuable to you and your family. The best way to manage your credit is to obtain a copy of your credit report from all three credit bureaus at least once a year. Check your credit report for any inaccuracies and immediately correct any errors that appear.

Today, a credit record is more than just a report on how many credit cards you have and whether you have made your payments on time. Credit reporting agencies convert consumers' credit profiles into a FICO score . This three-digit number can determine the interest rates you're offered . It's not surprising that as credit scores become more important, consumers are taking more interest in these three-digit numbers.

A high score saves you money, a low score costs you. This fascination with credit scores has led to more interest in credit awareness - giving consumers the knowledge they need to maximize their score potential.

 

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